A large part of our Corporate Financial Solutions is, beside of working with small and mid-sized U.S. corporate clients and business owners, dedicated to the so-called “Mittelstand” companies, the medium-sized and often family-owned manufacturing and distribution firms headquartered in Germany, Switzerland or Austria. They take a long-term approach to business, based on stable client relations, continuity in human resource policy, and close ties to the region in which they are located. Sugarwood Financial provides help on both sides of the Atlantic ocean through selected, hands-on solutions.
In collaboration with an independent and experienced third-party plan solution provider, we offer our clients turn-key ready retirement plan solutions: Timely, accurate and complete services that meet the extensive reporting and disclosure requirements (incl. IRS/DOL). The offer includes Employee Benefit Plans like 401(k), SIMPLE IRA, Profit Sharing, 403(b) Money Purchase etc. These attractive packages are fully tailored to the individual needs of our clients and include management of the plan assets, strictly inline with the plan’s guidelines. On-top, we ensure an attractive pricing for the pension solutions offered.


Independent navigation. Conflict-free advice.

Plan Administration Solutions


Pension plan administration and its investment management often become a time consuming and highly complex issue for companies and its C-level executives. Our goal is to keep the whole investment process as simple and efficient as possible. As your independent partner, we offer turn-key solutions together with a third-party party administration firm to operate your perfectly tailored pension plan. Together, we are on a mission to help businesses maximize their corporate retirement plan through creative plan design, consistent plan monitoring, and compelling client service. We take care of the actual decisions about selecting, monitoring and managing plan assets/investments. Based on this (co-)iduciary aspect, a corporation can reduce its responsibilities to a minimum.


Employers offering an employee welfare benefit plan, such as health insurance or a retirement plan, are subject to the provisions of the Employee Retirement Income Security Act (ERISA). ERISA is a federal law that covers administrative aspects of employee benefit and retirement plans. We advise companies, including U.S. subsidiaries and branches of foreign corporations, as an ERISA 3(21) investment fiduciary or ERISA 3(38) fiduciary investment manager. Sugarwood Financial runs and manages 401k Safe Harbor, Non-Safe Harbor, Profit Sharing, 403(b), and Cash Balance plans. Also, we advise on your SIMPLE IRA investments. We are effectively your partner for smart risk-outsoucring.


Reducing Complexity. Empowering Opportunities.

Treasury and Financial Solutions


Like your organization, your treasury is unique and sometimes complex. We help and advise treasury departments and C-level executives — primarily those of small or mid-sized corporations, community banks and savings associations — how to ensure adequate liquidity to drive growth and innovation and use balance sheet assets more effectively, while at the same time preventing exposure to growing financial, FX or interest rate risks. All of our services are highly customized, based on best-practices.

Sugarwood Financial addresses your individual challenges, opportunities and perspectives with a customized approach to:

  • Advanced Cash Management
  • FX, credit and interest rate risk management
  • Commodities hedging
  • Securitization (U.S./Europe) Notes
  • Independent advisory & benchmarking services